Whether 2020 has negatively affected you financially or it hasn’t had a huge impact, you still don’t want to waste money. You work hard to bring in a paycheck, and the worst feeling is knowing that your money is not being well spent. One of the most overlooked areas in which money is lost each year is with dental insurance.
Dental insurance is like most insurance in that it requires money premium payments. Yet, as the year comes to a close, it is essential that you watch the calendar so that you are aware of your dental coverage. Dental insurance plans are most often yearly plans from January 1 – December 31 of each year. Most dental plans provide $1,000 – $1,500 worth of coverage per person within the covered year. *You need to check your own plan to ensure that you know what specific coverage you have. The benefits typically cover two dental cleanings per year and 50% – 80% towards dental work (e.g., fillings, bridges, crowns, etc.). Dental insurance does not carry over after a calendar year. So, if you do not use your coverage, you lose it.
Now that it is November, the time is dwindling for you to make dental appointments and maximize your dental insurance coverage. If you have been putting off having any dental work done, please don’t hesitate any longer. Putting off dental work now can result in more extensive and more expensive work later. It is also important to consider that certain dental procedures require multiple appointments and visits to the dentist. To have your dental benefits apply to these procedures, you must make sure they are completed before the new year starts so that you do not lose the benefits you have already paid for.
At Engineered Smiles, we want to remind you that your dental insurance coverage is coming to an end for 2020. We do not want you to miss out on your dental coverage! The sooner you contact our practice, the better chance you will have at receiving the most comprehensive value from your dental coverage.